FINANCING & LAYAWAY

ERIK'S offers finance options for both in-store and online purchases.* Regardless of whether you are looking for a new bike, snowboard, skis or other gear, ERIK'S wants to make the purchase easy and affordable. Get what you need and spread the payments over 6 - 12 months with deferred interest. Check out the full details below.
*On Approved Credit.

In-Store Financing & Layaway

Freedom To Ride Financing

ERIK'S offers in-store financing through the Freedom To Ride Card. This Card offers 12 Month Special Financing* for approved customers.

The Freedom To Ride Card frees-up your wallet and gets you out riding today. This Card can be used to purchase whatever you want - any brand of bike, snowboard or downhill skis carried at ERIK'S. The Freedom To Ride Card is accepted at any ERIK'S Bike, Board and Ski location. Get in and get the ride you want.

Receive the following benefits with the Freedom To Ride Card:

  • Deferred interest financing for 12 months – minimum monthly payments required
  • Accepted at all ERIK'S Bike, Board and Ski locations
  • No annual fee
  • Ride out with what you want

*Subject to credit approval. Minimum monthly payments required.

Please Note:

  • The Freedom To Ride Card is issued by Synchrony Bank.
  • Further details about this card and Synchrony Bank's policies can be found at any ERIK'S store
  • The Freedom To Ride Card can only be used for in-store purchases (not available to use as payment method online)
  • For online Finance Options, see Online Financing section below.

In-Store Layaway

ERIK'S layaway program is available all year. With 20% down (50% for Special Orders) we will place anything on a layaway for you so you can spread out payments over up to 3 months. You can pay as much or as little as you would like and as often as you like as long as the item is paid in full in 3 months. Once your final payment is made, the item(s) are yours.

Stop by any ERIK'S location for more information on Freedom To Ride Financing and In-Store Layaway.

Online Financing Options

Affirm Financing

ERIK'S offers financing for online purchases through Affirm. Affirm offers various rates and terms for approved customers on purchases over $99. For full details, click the Pre-Qualify Now link on any product page.

Paypal Credit Financing

ERIK'S offers financing for online purchases through Paypal Credit. Paypal Credit offers 6 Months deferred interest financing for approved customers on purchases over $99. For full details, click the Paypal Credit button on the checkout page

For Online Financing or Online Layaway questions, click the Live Chat icon, call 1-877-885-2453, or email us at help@eriksbikeshop.com

About ERIK’S

Erik was only 13 when he started ERIK'S in 1977. His first bike, a hand-me-down from an older family member, sparked his interest in bikes. With entrepreneurial spirit, and the money he saved from his job as a paperboy, Erik began his business. ERIK’S Bike Board Ski has grown into the Midwest’s leading bike, snowboard & downhill ski retailer. We are passionate about our sports & experts on all the gear we carry! Learn more about ERIK’S History.